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interest rate

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Post by joschee 2012-10-12, 11:22 am

2.5, 6 years.

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Post by Eiji 2012-10-14, 12:22 am

Affin Bank Offer me 2.4% for 7 years. My car will be out on next week
Maybank offer 2.47% if not mistaken

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Post by nicotyne 2012-10-30, 3:01 am

im planning to buy a fofi.which 1 is better? let SA settle everything for u or apply the loan by urself?

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Post by deschultz 2012-10-30, 7:43 am

Shop for loan..u can try get SA to do it for u..

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Post by nicotyne 2012-10-30, 1:36 pm

Any new fofi owner here? Share ur interest rate n frm which bank please.i want to get a clue of what is the current market trends..reali cannot tahan to own a fofi alrdy.. bounce

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Post by moolastrikes 2012-10-30, 2:15 pm

Maybank 2.49%, 7 Year. I got my ride in mid July.
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Post by deschultz 2012-10-30, 2:42 pm

My loan was applied in September. Rate 2.5% 7 years offered by Maybank.


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Post by nicotyne 2012-10-30, 3:29 pm

Basically its around 2.5% rite? I just got started and this is going to be my 1st car.still kinda noob and not sure what to do. Anyway,how much dp you put in for yr car? Thinking of getting a 9 yrs loan with 9-12k dp

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Post by cheezels21 2012-10-30, 3:39 pm

Heard Hongleong giving 2.5% for 5-6yrs. SA told me Affin giving lowest, depending on amount and years - as low as 2.38%. Best ask the SA.

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Post by nicotyne 2012-10-30, 3:51 pm

wow 2.38? Shocked Yup im going to do window shopping later.just asking here and there to get an early clue only.with ford's SA repo that is not really promising,i think some basic info can saves me alot later. mind to recommend me your SA? Mayb u guys can pm me their number. Im now at shah alam so any branch around selangor or kl area will be great.

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Post by Eiji 2012-10-30, 4:52 pm

There is room for u to nego for the interest rate.
Affin bank offer me 1st but i say dunwan so the officer say why i dunwan it so i say maybank give me 2.42% actually is 2.47% end up affin call back and offer me at 2.4% so i choose them.

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Post by moolastrikes 2012-10-31, 10:00 am

IMO, 9 years is too long. Maybe you could consider to put more d/p like 10 to 20K? Ask your SA if you can get discount for year-end unit or something similiar. I saw the ads about free 1 year insurances, roadtax and registration fee.
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Post by nicotyne 2012-10-31, 2:29 pm

Ya i know 9 years seems to be abit too long but i just got started so i dont want to put too much financial burden monthly.am planning to put at least 10k for dp And saves the others for mod, investment n such. going to sdac pj this weekend for testdrive n might do booking as well? Haha..hope i got good SA

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Post by cheezels21 2012-10-31, 3:02 pm

nicotyne, u got pm

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Post by Elten a/k Jong 2012-10-31, 7:17 pm

i thought they have 1.9 interest rate offer?
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Post by nicotyne 2012-10-31, 8:46 pm

walao..1.9 as in 1.9% ??

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Post by Eiji 2012-10-31, 8:58 pm

Tat was last year offer....as i ask my sa before

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Post by jimmy_isa 2012-11-14, 3:38 pm

Just sign my loan agreement with AFFIN @ 2.39% for 7 years

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Post by cannavaro 2013-02-14, 12:55 am

I got 2.61% (7 years) from Maybank... loan amount is only RM37k though.

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