Fiesta Club Malaysia
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interest rate

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Post by cossie 2011-09-21, 5:26 pm

SA gets a lot of commision from bank for loan approval.

SA also 'sells' bank loans.
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Post by aaronsim 2011-09-23, 2:35 pm

Interest rate is negotiable. Deal that directly with bank officer.
Do not negotiate with SA. They are not bank officer.
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Post by sfunglee 2011-09-24, 11:30 pm

Pay cash no loan, no rate
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Post by clkok 2011-09-29, 11:54 pm

If you're bank stuff. Interest rate will be around 2.1%, with monthly res + reducing balance, no matter how many years you loan. Stuff from local bank, not sure on foreign bank.

But they able to loan you 80%, you need to prepare 20% instead of 10% Car OTR pricing..
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Post by sfunglee 2011-10-02, 6:43 pm

Agree.. but if lower rate i willing to pay more...
I give bout more than 20k for dp, but my car cheaper hahahaa
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Post by Guest 2011-10-20, 8:35 pm

Mine is 2.65 with affin bank

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Post by evoii968 2011-10-31, 10:05 pm

Me get from Public bank 7Yrs 2.65% js approve last friday

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Post by Yhchong1212 2011-11-01, 1:16 am

Mine is 2.59 for 9 years

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Post by sfunglee 2011-11-01, 6:28 pm

yhchong, 9 years + 2.59 seem high...

haremow, 2.65 for 5 years?
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Post by Guest 2011-11-01, 8:59 pm

it's 2.65 for 7 years bro

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Post by mushroomswiss 2011-11-02, 8:50 am

2.65 for 9 years from PBB with depo.. Monthly RM430

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Post by maydayan 2011-11-02, 9:35 am

sfunglee wrote:yhchong, 9 years + 2.59 seem high...

haremow, 2.65 for 5 years?
9 years + 2.59 consider high?
i get 2.6...

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Post by maydayan 2011-11-02, 9:36 am

mushroomswiss wrote:2.65 for 9 years from PBB with depo.. Monthly RM430
wow...Monthly RM430?ur give 50% downpayment?

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Post by sfunglee 2011-11-02, 1:02 pm

maydayan wrote:
sfunglee wrote:yhchong, 9 years + 2.59 seem high...

haremow, 2.65 for 5 years?
9 years + 2.59 consider high?
i get 2.6...

maydayan... considering 9 years with 108 installment man =)
if d/payment 10% (assume it is a Fiesta S = RM 82,888)
The interest rate alone will be RM 17,389.07 which is equal to 20.1% of the car price value... (1/5)
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Post by sfunglee 2011-11-02, 1:06 pm

maydayan wrote:
mushroomswiss wrote:2.65 for 9 years from PBB with depo.. Monthly RM430
wow...Monthly RM430?ur give 50% downpayment?

WOW!!!

RM 430 x 108 = RM 46440.00

I assume your loan is only RM 38,000 +/-

Based on RM38,000 the interest rate on 2.65% for 9 years will be RM 9,063 = RM 47,063...

Man you d/payment is RM 44,888.00 rich man fuyoh!
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Post by mushroomswiss 2011-11-02, 2:04 pm

The price for the FiFo in Sabah is 88,***.10. slightly more expensive than Peninsular Price. Anyway, the car is for my wife so i dont want to burden her to pay so much so i top up the depo slightly so the monthly payment will be cheaper. And when she decides to sell the car in the future pun she might just get some cash from there LOL... and the most important thing is taxing purpose cheers

P/s : Orang kaya will not buy a Fifo.. they'll get a 3 series

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Post by sfunglee 2011-11-03, 8:16 am

Ermmm, for a orang kaya just buy a Fiesta for a wife to market used... seems rich hehehe... # series for wife to go shopping
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Post by mushroomswiss 2011-11-03, 10:34 am

hahahah this car she will have to use until 10 years lo... no money to buy bah..

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Post by sfunglee 2011-11-03, 1:35 pm

r u sure????

later she complaint a bit, u adi change a new car for her
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Post by mushroomswiss 2011-11-03, 5:30 pm

hahaha.. hopefully not

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Post by sfunglee 2011-11-03, 7:17 pm

i wait for ur ans in 10 years then
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Post by pakutekan 2012-01-08, 9:08 am

hong leong 2.59%, maybank 2.55% both for 9yrs..

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Post by sfunglee 2012-01-09, 9:38 am

9 years??? too long man...
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Post by cmhee 2012-03-01, 1:00 pm

hi,
just get my load approved 72k at maybank 2.50 8yrs, hong leong offer me 2.59 8yrs

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Post by HAFIZ_XTR 2012-03-07, 11:40 am

Psssttt... Anyone else want apply for loan/buy a FoFi...?
Do pm me. We have ready stock for u guys...
cheers I love you
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